In the US, Government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers application forms. Single mothers have to manage their education (mostly), their kids schooling, medical housing grants and household expenses. This often compels them to take loans and borrow money. You may accept any for Apply grants or scholarships today!!

Monday 25 June 2012

Grants For Single Mothers to Buy Homes in Southwest Virginia

Grants For Single Mothers to Buy Homes in Southwest Virginia
If a single mother in Southwest Virginia needs financial assistance to realize her family's dream of home ownership, she may apply for help through federal and Virginia programs. A single mother in Southwest Virginia may wish to start her search for grants through state agencies and nonprofit organizations in Roanoke and the surrounding area. Through these programs, she may find financial counseling services and apply for grants to pay for a down payment or closing costs after purchase of a home.
HUD Programs
The U.S. Department of Housing and Urban Development (HUD) is a federal agency that gives funds to the states, including Virginia, for housing-related programs. HUD suggests that single parents take advantage of housing counseling through Virginia agencies funded by HUD. HUD also funds housing voucher programs through Virginia's public housing authorities to assist families who would like to become homeowners. Single mothers in Southwest Virginia can find a list of public housing authorities serving local families on the HUD website and contact the nearest housing authority to learn about the housing voucher options.
HOMEOwnership Down Payment Assistance Program
The HOMEOwnership Down Payment Assistance Program may be able to help single mothers who cannot afford the initial costs of home ownership on their own. The Virginia Department of Housing and Community Development uses federal funds from HUD to administer the program. Eligibility depends on the family's income compared with the Area Median Income of their area in Southwest Virginia. If eligible, the family may receive funds for a down payment and closing costs to complete their purchase of a home.
Roanoke Redevelopment and Housing Authority
The Roanoke Redevelopment and Housing Authority works with low-income families who live in Virginia's public housing or participate in the state's housing voucher program, as well as moderate-income families who currently live in private housing. The agency can work with a single mother to provide home ownership counseling, help with mortgage applications and assist the mother to apply a Section 8 voucher to her mortgage payments after purchase of a home in Southwest Virginia or another part of the state.
Habitat for Humanity
Habitat for Humanity assists families who need help to afford safe, decent housing as first-time homeowners. In Southwest Virginia, Habitat for Humanity for the Roanoke Valley works with eligible families in Roanoke and the surrounding area. The nonprofit organization builds houses with families and then helps the families to obtain zero-interest mortgages. A single mother who would like to participate in the program must meet Habitat for Humanity's criteria, including demonstrating the ability to pay her mortgage loan after completion of the home.
Virginia Individual Development Accounts (VIDA)
Some single mothers need time to save for their down payments before they can afford home ownership. The Virginia Department of Housing and Community Development offers the Virginia Individual Development Accounts (VIDA) program to accelerate a Virginia resident's savings. When an individual adds money to a VIDA account, the program matches $2 for every dollar deposited by the account holder. A mother may use VIDA to more quickly grow her funds for a down payment or to save for her child's college education. Eligibility for the VIDA program depends on the household's size and income.













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