In the US, Government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers application forms. Single mothers have to manage their education (mostly), their kids schooling, medical housing grants and household expenses. This often compels them to take loans and borrow money. You may accept any for Apply grants or scholarships today!!

Grants Guide For Single Mothers:-

As we all know, single mothers handle multiple responsibilities, and have to work quite hard to run their homes efficiently. Most single mothers are in search of higher paying jobs for meeting their household expenses. In their fast paced life, single mothers may not get the time to fulfill their educational dreams. Buying a home, which is essential for a secured life, for mothers and their children, can be possible with the help of single mother grants for homes. So, go through the various single mother assistance programs mentioned below to understand things better.

Single Mother Assistance Programs for Housing

The cost of homes is increasing rapidly, and hence financial assistance for single mothers can prove beneficial. There are many housing assistance programs for single mothers floated by the federal government. Single mother grants are offered by Department of Housing and Urban Development (HUD). The grants offered by this department can be very useful for single mothers who wish to take up homes on rent. The Shelter Plus Care Program is also a good example of single mother assistance for housing. This program caters to the housing needs of women who have some kind of disabilities. Financial aid for single mothers for housing can be sought by those women who earn less than fifty percent of the median income of their locality.

Then, there are the state housing finance agencies which help single mothers, with low-income, find affordable housing. Nehemiah Foundation and Habitat for Humanity are some more renowned organizations for receiving housing grants. Applying for low-income housing in time, by submitting you duly filled application forms to the concerned government departments, is essential to get benefits of these schemes launched for public welfare. Helping hands, The Salvation Army, The American Red Cross and The United Way are some more non-profit organizations which work for improving the quality of life for single women. In the next paragraph, we shall see some single mother assistance programs for educational purposes.

Single Mother Assistance Programs for Education

Financial aid for single mothers returning to school can help single mothers in continuing education from some of the best institutes in their favorite subjects. The Federal Pell Grant can be extremely useful to finance study material cost and the tuition fees of university. At this point, we need to discuss the Obama college grants for moms which is also known as the 'Moms Return to School' which can provide educational grants up to $10,000. The Teach Grant can be a useful college grant for single moms who wish to become teachers after completing their education. Smart Grants aim at helping women in their third or fourth year of undergraduate studies financially. Academic Competitiveness Grant (ACG) is applicable for those single mothers who are studying in the first or second year in colleges. You can consult excess in the education sector to know about how to find grants for single mothers. A lot of information on single mother grants and single parenting is available on the Internet which you can refer.

Single mother assistance programs can also include single mother scholarships, which are awarded strictly on the basis of merit. Among the scholarships, Raise the Nation, and Project Working Mom are well-known scholarships for single mothers which take care of their university fees and study material expenses. Scholarships for single mothers are paid yearly at most places. Given below is the list of single mother scholarships which can be the best assistance for single mothers:
  • Women's Independence Scholarship Program (WISP)
  • Single Mothers Scholarship Fund
  • ROSE (Regaining One's Self-esteem) Fund
  • Doyen M. Green Scholarship
  • Jeanette Rankin Foundation Scholarship
  • National Society for Women Engineers Scholarship
  • Denny's Single Parent Student Scholarship
Obtaining financial aid for single mothers for college is possible by understanding the prerequisites and requirements, and submitting your documents such as age proof, income proof, employment details and number of dependents.

So, these were some single mother assistance programs which have really changed the lives of these mothers. Though these are not substitutes for hard work, for these women, things can get much easier if single mothers take advantage of these initiatives from the government. Good luck!

Thursday, 28 June 2012

Grants For Low Income Single Mothers-Free Grant Money For Moms

Grants For Low Income Single Mothers-Free Grant Money For Moms
Many single mother households live in poverty. Hence, it is fortunate that there are grants for low income single mothers. This problem of poor single mom households is a legacy of many cultures which are hundreds or thousands of years old. Whether oriental, caucasian, black, Muslim, Christian, Hindu or Buddhist, there is a traditional line of thought that women belong in the house and do not need higher education.
This may have made sense in the far ago past when resources were scarce, while family and communal ties were strong. In times long gone, it was logical for women to stay home and raise the kids while the men went out to work. If anything happened to the men, their extended families and community pitched in to help out. But today the strong extended family and community bonds no longer exist as a safety net. Many women with low education find themselves in deep financial trouble when something happens to their husbands.
With no help available, these families often find themselves spiraling into deeper and deeper poverty. In some cases, the mother was never married. In others, she is a widow or divorcee. There are also cases where the husband abandoned his family. In all cases, these families need help.
Fortunately, some private philanthropists have long realized this, and through their unrelenting hard work, even the government has become involved. There are now grants for low income single mothers available. These grants are free money that do not need to be repaid. They take many different forms and are not always officially classified as financial aid for poor single mom families.
However, in practice, many recipients of these grants are families with the mother as sole breadwinner. There are many aid programs which offer housing subsidies. Sometimes low-rent housing is provided to these poor single mother families. Sometimes additional money is given to subsidize rental and sometimes home loans are converted to low-interest loans.
Childcare subsidies are also very common. For younger children, there may be subsidized childcare given. This allows the mother to go to work with her mind at ease. For children in school, there are often free textbooks and subsidized school fees. And for children going to college, there are many grants and scholarships on offer.
In addition to all these free grant money targeted to directly help the family, there are also special college scholarships for the mother herself. While you would be hard pressed to find federal scholarships labeled this way, there are many where low income single mothers have a distinct advantage. This tip-toeing around the issue does not exist with private grants. For example, the PEO and the Jeanette Rankin Foundation clearly and explicitly say that they have grants for needy single mothers. Not all their publicly available literature say this, but you can find it written here and there.
These educational grants are offered because it is commonly recognized that the modern economy requires educated workers. Those who want to lead better lives need better jobs which need at least college degrees. Many private foundations have high expectations of these adult women who show the drive to go back to college so that they can better provide for their family.
Times have changed. Where the extended family and community used to lend a hand, the government and charitable organizations now stand. An unfortunate woman with kids to feed need not fall into despair just because her neighbors refuse to help her. If she wants to save her family, she just needs to be persistent in searching for grants for low income single mothers. She will still need to work very hard, but giving up her kids to the orphanage is no longer the only option.

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