Government Grants For Debt Ridden Single Mothers

Government Grants For Debt Ridden Single Mothers

Unfortunately, up to 50% of marriages in the United States will end in divorce. Along with divorce comes an influx of single mother in need of government grants to get rid of their mounting debts usually as a result of their divorce. Then there are women who become single by choice, or are widowed due to the death of their partner. Whatever the reason, single mothers are a part of the economic scene and many of them have amassed large debts.

Raising one child by yourself is hard enough but when you have more than one child, the job can be almost overwhelming. There becomes less time for you and more time needed to be present at each child’s needs. There never seems to be enough money and it is the woman who usually fares worse than her husband in a divorce. Instant poverty after a divorce can be hard to cope with but is unfortunately the lot of many single mothers.

The government realizes a single mother’s predicament and has made a variety of grants available to such women. These grants range from housing assistance, to educational grants and even more, depending on the needs of the mother and her household.

A single woman will have to find out which government grants are available and then file the necessary papers that will address all of her needs and expectations. Many single mothers want to return to school to improve their education, thereby improving her prospects for a better job. Better jobs mean more income to support her family. Unfortunately “deadbeat” fathers abound and there are many men who flatly will not offer financial support to their children. This makes the job for the single mother all that more difficult.

Filling out paperwork for government grants to help in paring down debts is not that difficult. You can search online for instructions how to do this or you can pay a grant writer with some of the proceeds you will be getting with an applied for grant.

In order to address the mounting debts, single mothers are also eligible for most federal programs which will help with childcare and healthcare. Grants are also available so that a single mother can hone in on her job skills by attending school and procuring a job to help offset her debts.

It is always a good idea to check with the state you are living in to determine if your income level meets the poverty level criteria. Single mothers who have children younger than 13 and special needs children qualify for government grants. It is just a matter of doing research to see which federal program will assist you.

If you are a single mother, apply for Medicaid. It is an excellent government grant which covers expectant mothers, young children and teenagers, aged people and special needs individuals.

Single mothers with a heavy debt burden are able to search for government grants that will minimize her financial load so that the more important things in life can be tended to – her children.

Visit to- http://grantsforsinglemoms.blogspot.com

Source - http://www.discoverysat.net/government-grants-for-debt-ridden-single-mothers/

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Financial Aid Programs for Single Parents

Financial Aid Programs for Single Parents

There are a number of financial aid programs that single dads and single moms can take advantage of.

Scholarships

Specific institutions often offer scholarships. Your child will need to have special circumstances e.g. good performance or background in order to qualify for a scholarship. It will be worth the effort to try and get one because if you apply successfully then a scholarship will pay for the entire education of your child at a certain level. This could amount to thousands of dollars and take away your biggest worry and concerns.

There are also web-based scholarships. Some of these are very targeted scholarships. One example is the Scolarships for Working Adults. This is a giveaway scholarship where moms or dads can fill out a simple application and get entered into a monthly draw for $10,000 to use towards school expenses. To get a list of scholarships, the best place to look at for this list is a college financial aid office (every college with have one). There is even a 10k Scholarship for Dads that works the same way too.

Grants

Grants will always be the first money help on offer that you should consider. This is because you can often access thousands in grants and you will not have to pay them back. However, this may also be a drawback because they are very popular due to this reason. You will need specific circumstances to qualify for them and remember that officials will check your background and make sure you are not claiming illegally. Always remember to be professional and give no reason as to why your application should be rejected.

The government has many sub divisions that will deal with different grants. The best way to see what you will need to qualify for these grants is to look online and try to match the criteria of what you will need to successfully apply. Single parent grants can also be had from some private companies.

Private Assistance

It’s tough feeding a family. It can help out your food bill buy getting grocery coupons and other deals. If you sign up for a free PlanningFamily membership, you have access to free baby stuff, weekly grocery coupons, baby coupons, and weekly parenting newsletters. It’s well worth your time.

There are also a number of organizations that offer free food and whatnot. The biggest would be be: Salvation Army

You can also check out local food banks as a source for free food. If you are attending college as a single mother, your school should have a food bank you can access.

Visit to - http://grantsforsinglemoms.blogspot.com

Source - http://singleparentgrants.org/

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Government Grant For Single Parent

Government Grant For Single Parent

The conventional image of a family counts on the presence of father, mother and children in it. In today's world, some families may lack the presence of a parent and the family is classed as single parent family. Statistics tell us that there are more than 10 million mothers and fathers who are trying to raise their children. The shocking fact is that more than 25% of single parent families continue to exist below the Federal poverty levels. 83% of these are women centered families. With the economic conditions as they are in the U.S.A., it wouldn't be difficult to imagine the plight of single parent households. In single parents grants, these people have a access to financial aid which can help them immensely.

Scholarships for Single Parents

If you are one of those people, who are trying to manage their household and raise a child on a single full-time or part income, then you should consider applying for these grants. The purpose of these single mother grants and scholarships is to help you in single parenting and enable you to pay for daycare, housing, schooling and the basic needs of your family. These grants comes with some strings attached, and expects the single parent to repay by doing some type of community work. Some these grants and financial aid programs assigns or sets some specific tasks to the winner. Well, it is said that, "Don't look a gift horse in the mouth."

College Grants for Parents

Individuals, who think that they can do much better by acquiring higher education, should go for scholarships for mothers. They are right in linking education with career opportunities. There are some jobs that cannot be done away with. Most of the time, the government and the organizations needs qualified persons to do these jobs. If you are thinking of using these single mother grants and scholarships for creating career opportunities for you, then you are on the right track.

Single mother grants such as scholarships for mothers, scholarships for women over 30 or Obama grants for moms provides for your college education and other expenses. If you are able to fulfill the Pell Grant eligibility criteria, then the Pell Grant amount that you can claim for the year 2011-12 is about $5,550. You need to submit a Pell Grant application to the proper authorities to present your candidature for these grants. In addition to government grants you can also search for those that are financed by private organizations. After winning these grants, working patiently and continuously applying yourself to achieve goal is the way out of your difficulty.

Single fathers looking after the family should look for financial aid such as Pell Grant, college grants for adults. He should also take advice from the, on-the campus aid officer about applying for student loans.

Grants for Housing

Apart from these educational grants, there are several such as single mother housing grants which can enable you to move to a place that is conducive for the growth of your children as well as your family. The right place for single parents to search to know about housing grants is the Internet. Once you locate this grant through single mother assistance program run by the government, go through its eligibility criteria and know how to apply for the grant. After sending the form, don't lose your patience if you don't hear from the grant provider. Sometimes, it takes months for them to start examining your claim and grant it. However, after being selected for it, the grant will house your family for a fraction of the cost it would normally.

If you are really down on your luck and finding it difficult to raise money to fulfill the basic needs of your family, then, you should be aware of the program run by the department of children and families. It provides food vouchers through this program, using which, one can have access to milk, cheese, peanut butter, cereal, and eggs. This department also runs a program called TANIF, through which needy single parents are given monetary assistance. Food stamps, which now have assumed credit card like form are issued to single mothers to help her to pay for the specific amount of food. You can also search on your own for the grants that will take care of the medical requirement of your kids.

Visit to - http://grantsforsinglemoms.blogspot.com

Source - http://www.buzzle.com/articles/single-parent-grants.html

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Obama Grants for Single Moms

Obama Grants for Single Moms
President Obama, immediately after occupying the Oval Office, signed a bill to increase the Federal Pell Grant amount. This is one of the government grants that enables students from low income families to complete their undergraduate or post baccalaureate education without having to face too much of financial difficulties. The applicants have to fill in the Free Application for Federal Students Aid (FAFSA) form as the Pell Grant application and submit it to the authorities to be considered for the grant. The amount that will be granted to a mother depends on her enrollment status, whether it is a full-time or part-time career education course.

It has been accepted that the cost of education is a major hurdle for many. This is especially true in case of a mother, whose need for acquiring a college degree usually takes a backseat in preference to that of her family. However, one must understand that a person with a backing of a college degree has a lot more career opportunities and the chances of retaining a job, even when an economic crisis rips a society, are high. College grants that are on the offer are just for fortifying you against such an eventuality. The aim of these college grants is to transform you from a person with no higher education and who is easily replaceable to a one that can battle with a job loss or a layoff with the Knowledge.

If you are one such person with the fire in your belly to get educated, Obama grants can help you with paying for childcare, a computer, college tuition, books and rest of the expenses such as lodging and boarding. Well, the fairy story doesn't end here. The provisions of the American tax credit program enables you to receive the first $4,000 of Obama grants for single mothers as tax free income. The only snag in this arrangement is that you have to pay for your expenses upfront and the financial aid benefits will be reimbursed to you later on.

If you are a single mother raising a child along with working to pay for both of you, it is no wonder that you have to discontinue your education. However, grants for single mothers brings you a glimmer of hope of a career, and the much coveted financial stability. If you are bright enough and hellbent on making a career, provided you are backed with a scholarship, then here is an opportunity for you.

Grants to go back to school enables you to attend a nearby university, if it conducts the course you want to take a degree in. On the other hand, with a child to look after, you may want to stay at home and join an online college degree course with the money provided by grants for single moms. This way, you can lavish your attention on your child while getting your degree and eventually, a high paying or a stable job. Even if you fail in acquiring the grant because of Pell Grant eligibility criteria, you have the option of searching for the other student loan programs that are run by the private organizations. Remember the saying, "Tough times don't last, but tough people do!"

Visit to - http://grantsforsinglemoms.blogspot.com

Source - http://www.buzzle.com/articles/obama-grants-for-moms.html

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Financial Assistance for Single Moms

Financial Assistance for Single Moms

Financial assistance for single mothers is possible through a variety of government initiatives and private financial aid programs. This post, we’ll take a look at some of the specific programs as well as a general introduction to financial assistance. I try to offer as much relevant and real information in this post as possible, considering most of the articles I’ve seen on this topic are absolute garbage and don’t provide any real help.

Ok, first off, the primary financial assistance programs available comes down to the following: grants, scholarships, loans, and government (welfare) programs. But this list is by no means comprehensive. This article will try and cover all the major financial help for single mother options, though by no means is the information all inclusive.

Grants for Single Mothers

This topic has quite a bit of misinformation written about it. Grants are considered need-based awards. This means they are given out to people or organizations with financial need. Now first off: most government grants are given out to organizations and not to individuals. Government grants for individuals, at least from the federal government, are unusual, the exception being school grants and business grants.

If you are looking for business grants (which you may, if you are trying to start a business as a single mother), you may want to visit the government business website. You can also view a list of some of the government grants here.

Government grants, as stated, are usually for businesses, organizations, or students. You may be able to find state grants that are given out as financial assistance.

A Quick Look at some website giveaway programs of interest

You can however find a wide range of private scholarships for individuals. These are given out by schools, non-profit organizations, and even businesses. You may find specific scholarships just for single moms in the private sector. One recommended program is the10k Scholarship for Working Adults. This is a free-to-sign up sweepstake giveaway offered by a website that gives out $10,000 each month to single moms, dads, or any working adult for school expenses. Considering that it only takes a couple minutes to fill out, it’s worth the time. There is even a similar program for dads, called the 10k Scholarship for Dads. And if you want one more such program, the 10k Scholarship Zone program is another. These are only three such scholarship programs you can find in the private sector.

There are some other “private” programs that you can sign up for to get some help. I recommend signing up for the free PlanningFamily.com membership. Doing so will get you free baby stuff, printable grocery coupons, a parenting newsletter, helpful parenting articles and a chance of winning free diapers for a year. Worth signing up for that free stuff as there is no cost and every bit “helps” when you are struggling.

Another means of getting a chance at some “free stuff” is to fill out a quick survey for a website and get entered into a draw for some prize (you usually get some discount coupons too). If you have a bit of time, here are some “mom-related” giveaways you can take advantage of:

Fill out a simple survey and get entered into a $50k scholarship draw for school

Do You Have a CuteKid? Submit photo for a chance to win 25k if you’re kid is the cutest!

Complete a brief survey out for a chance to win a $3500 shopping spree

Fill out a survey and get a chance to win a $1500 gas card

Win a $3500 dollar nursery makeover for you baby by filling out a survey

Get a Free $250 Gift Card to your Favorite Baby Store

Get ready for school with $1,500 shopping spree — short survey

Visit to - http://grantsforsinglemoms.blogspot.com

Source - http://singlemotherassistance.net/

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Housing Grants for Single Mothers

Housing Grants for Single Mothers

The US Department of Housing and Urban Development, also known as HUD, provides single mothers and low income families with access to a variety of housing grants.

If you are having some financial difficulties and are unable to afford your rent or mortgage, consider the following grants offered through HUD. Additional and updated information on each of these grants can be found at www.hud.gov.

HOME Investment Partnership Program – The HOME Investment Partnership Program is a federal grant offered through HUD to the states and local governments within the United States. This program allows communities to purchase land and build or rehabilitate housing that can be rented or purchased by low income individuals and families. Each jurisdiction must match 25 cents for each dollar contributed to the program in order to use it. These grants can also be used for rental assistance, loan guarantees, direct loans, credit enhancement, grants, or even assistance with rental security deposits.

American Dream Down Payment Initiative – On December 16, 2003, the federal government signed the American Dream Down Payment Initiative (ADDI) into law, providing about $200 million dollars worth of funds to all 50 states. It was designed to help single mothers and low income families cover the costs that stop many individuals from purchasing their first homes: closing costs and down payments. Eligible individuals must be first-time homebuyers and have an income less than 80% of the average for their area. Up to six percent of the cost of the home can be obtained, or $10,000, depending on which is greater. Rehabilitation funds may also be obtained from this housing grant to help with repairing home health hazards, such as removing lead paint.

PHA Housing Grants – PHA housing grants are available to single mothers through the Housing Choice Vouchers Program. This program allows low income families to rent or purchase safe and decent housing in their area. Vouchers are provided to the families who qualify and the public housing agency (PHA) in your area pays a portion, or all, of the rent or mortgage you owe each month. Any difference in the amount of rent or mortgage paid by the PHA and the total rent must be paid by you. Eligible individuals must have an income less than 50% of the average income in their area. Families who have an income of less than 30% of the average income for their area make up 75% of the housing vouchers given out. Although there are certain requirements for eligibility, and often a waiting list for those who qualify, individuals who are homeless, involuntarily displaced from their homes, or spend more than 50% of their income on rent may be able to obtain help more quickly.

Housing Counseling Program – Sometimes a little education can go a long way. HUD provides education-based counseling for low income families and single mothers through the Housing Counseling Program. This program educates individuals who are renters, homeless, homeowners, and homebuyers. Its purpose is to provide knowledge about opportunities available through the federal government for assistance, grants, and access to affordable housing. Guidance and advice is given to homeowners, renters, and buyers to help them improve their housing conditions and prevent default, delinquency, and foreclosure. Assistance is also given to homebuyers to help them identify what interest rates are fair, how to avoid appraisals that have been inflated, and how to establish repayment terms they can afford.

As you can see, there are many housing grants available for single mothers. If you are interested in any of these grants, visit www.hud.gov or your local housing authority for information on how to apply.

visit to - http://grantsforsinglemoms.blogspot.com
Source - http://assistanceforsinglemothers.com/housing-grants-for-single-mothers

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How to Get Home Grants for Single Parents

How to Get Home Grants for Single Parents

If you're a single parent, then you probably need all of the financial help that you can get. When you apply for and get approval for a home grant for single parents, you're given a stipend to help cover the cost of your home. You can use this money to help provide for your family.

Instructions
1
Find home grants for single parents. In order to receive a grant, you have to first find grants that you're eligible to apply for. You can use the Grants.gov website to research hundreds of home grants for single parents.
2
Read the eligibility requirements. In order for the government to approve you for a single parent housing grant, you'll have to meet the specified requirements. Each grant will differ slightly, but likely will require that you not exceed a certain specified income and provide proof of single parenthood. Single parenthood categories could include divorced persons with custody of the child, abandonment by the other parent, and death or imprisonment of the other parent.

3
Complete the grant application after downloading the package. Once you find the home grant for a single parent, you can fill out the application through the Grants.gov website and send it in before the specified deadline. You may need to send in verification information with the application, like a copy of your drivers' license and pay stubs.
4
Speak to a social worker. If you have a social worker assigned to your case, you can ask her about getting home grant money due to your single parent status. Visit your state's Social Services site for additional information.


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Tips & Warnings

If you do not know the paternity of a child, you may still be considered for a single parent housing grant.
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Source : http://www.ehow.com/how_4455029_get-home-grants-single-parents.html

Grants for Single Mothers

Grants for Single Mothers


If you are a single mom, you know doubt know just how difficult life can be. Bills bill and more bills make life a living hell. Now you may have heard about “grants for single mothers,” either from a website, on a forum, or just mentioned by someone. The problem is that there is actually very little REAL information on the topics of grants. Oh yes, there is some information out there, but most of it is crap, off-target, flat out wrong or even outright lies. There are grants, but maybe not as much as you’ve been led to believe.


This article will help set the record straight for you single moms out there and shed light on some of the legit single mother grants and single mom scholarships that are available.

Web Scholarships…
For the impatient: If you are looking for a scholarship for school, I suggest applying for the S$10,000 Scholarship for Working Adults. You fill out the free form and get put in the running for a $10,000 scholarship giveaway every month to be used for education purposes. This is great for single moms who would like to go back to school. There is even a similar $10k scholarship for dads as well that dads can apply for. Note, these are not in any way grants nor to be associated with government grants — they are sweepstakes!
Now for moms not in a rush and who want extensive information about other LEGIT single mother assistance programs, keep reading (and grab a large cup of coffee since it’s a long read!).

A Word about Grants…
Let’s get the main question you are no doubt asking: “are there any real grants for single mothers available?” The answer is yes, but the majority of grants for individuals are in fact given only to students and not to regular individuals. You may have heard a lot about federal grants for single mothers. As I’m aware, there are no such things as federal grants for single moms. NO, the government has not made available specific money (as of 2010) just for single moms in the form of grants. Now, that is not to say that there is no grant money that a single mom can qualify from, but there are no “single mom grants” given out by the federal government. Instead, the federal government provides assistance either indirectly through community sponsored organizations (which in turn distribute funding in the form of training, single mother assistance, pregnancy help, etc). Having said this, there are a whole wack of federal benefit programs that low-income individuals may apply for. Some of these programs provide, education, food, and in some cases, money, for needy people; as a single mother in need of financial help, you stand a very good chance of qualifying for some of these programs should you apply.
Keep in mind there are a host of private programs that you can seek help from too, specifically from websites. You can use a grant-finding-website to help your search.

Some suggestions to get “free stuff”
These are basically websites that offer people free stuff to sign up. The sign ups are usually free and are basically so that the website/organization can build up a network of readers. One targeted programs for mothers is the FamilyPlanning program. If you sign up for the free FamilyPlanning.com membership (yes, it really is free…), you get access to free baby samples, weekly grocery coupons, baby coupons, parenting articles, and a number of other things (even a chance of winning 1 year of free diapers). It’s worth signing up for.
Another more known means of getting some quick aid is to visit your local foodbank or charity.
Pretty much all of these programs that will offer you free stuff won’t give you money. If it’s money you are after, then you’ll need to pursue some sort of scholarship/grant/government aid program. So let’s go over the different types of grant/scholarship funding for single mothers and how to get that funding, if it is possible.


Here are a few more web-based sweepstakes geared for moms and families:

• There is another web giveaway contest where you fill out a survey and then get entered into a $50k scholarship draw for school
• Another survey giveaway where you  get a chance to win a $1500 gas card
• Win a $3500 dollar nursery makeover for you baby by filling out a survey
• And here’s one where you fill out survey and get a ton of grocery coupons for online savings
• Win a $3500 dollar nursery makeover for you baby by filling out a survey
• Get a Free $250 Gift Card to your Favorite Baby Store
• Get ready for school with $1,500 shopping spree — short survey
• Do You Have a CuteKid? Submit photo for a chance to win 25k if you’re kid is the cutest!

A Note About Going to School
If you are going back to college as a single mom, you’ve got a battle on your hand to secure funding. You will probably have to pay for your education with a combination of student loans, federal student aid, scholarships (if you qualify), and a part time (or full time!) job.

One way we recommend you save money is by pursuing a legit degree online. There are accredited online universities that will allow you to work from home (all you need is the internet), during your own hours. You still have to put in the time (you are looking at a couple years at least), but you can save a significant amount of money. Going to a regular college is great, but if you can’t afford it or you simply don’t have the time to attend regular hour classes, then an online college degree is the next best thing. We recommend Classes and Careers as a good place to search for a suitable online school. They also offer financial aid assistance.
Source:  grantsforsinglemoms.net
Visit to -http://grantsforsinglemoms.blogspot.com

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