In the US, Government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers application forms. Single mothers have to manage their education (mostly), their kids schooling, medical housing grants and household expenses. This often compels them to take loans and borrow money. You may accept any for Apply grants or scholarships today!!

Grants Guide For Single Mothers:-

As we all know, single mothers handle multiple responsibilities, and have to work quite hard to run their homes efficiently. Most single mothers are in search of higher paying jobs for meeting their household expenses. In their fast paced life, single mothers may not get the time to fulfill their educational dreams. Buying a home, which is essential for a secured life, for mothers and their children, can be possible with the help of single mother grants for homes. So, go through the various single mother assistance programs mentioned below to understand things better.

Single Mother Assistance Programs for Housing

The cost of homes is increasing rapidly, and hence financial assistance for single mothers can prove beneficial. There are many housing assistance programs for single mothers floated by the federal government. Single mother grants are offered by Department of Housing and Urban Development (HUD). The grants offered by this department can be very useful for single mothers who wish to take up homes on rent. The Shelter Plus Care Program is also a good example of single mother assistance for housing. This program caters to the housing needs of women who have some kind of disabilities. Financial aid for single mothers for housing can be sought by those women who earn less than fifty percent of the median income of their locality.

Then, there are the state housing finance agencies which help single mothers, with low-income, find affordable housing. Nehemiah Foundation and Habitat for Humanity are some more renowned organizations for receiving housing grants. Applying for low-income housing in time, by submitting you duly filled application forms to the concerned government departments, is essential to get benefits of these schemes launched for public welfare. Helping hands, The Salvation Army, The American Red Cross and The United Way are some more non-profit organizations which work for improving the quality of life for single women. In the next paragraph, we shall see some single mother assistance programs for educational purposes.

Single Mother Assistance Programs for Education

Financial aid for single mothers returning to school can help single mothers in continuing education from some of the best institutes in their favorite subjects. The Federal Pell Grant can be extremely useful to finance study material cost and the tuition fees of university. At this point, we need to discuss the Obama college grants for moms which is also known as the 'Moms Return to School' which can provide educational grants up to $10,000. The Teach Grant can be a useful college grant for single moms who wish to become teachers after completing their education. Smart Grants aim at helping women in their third or fourth year of undergraduate studies financially. Academic Competitiveness Grant (ACG) is applicable for those single mothers who are studying in the first or second year in colleges. You can consult excess in the education sector to know about how to find grants for single mothers. A lot of information on single mother grants and single parenting is available on the Internet which you can refer.

Single mother assistance programs can also include single mother scholarships, which are awarded strictly on the basis of merit. Among the scholarships, Raise the Nation, and Project Working Mom are well-known scholarships for single mothers which take care of their university fees and study material expenses. Scholarships for single mothers are paid yearly at most places. Given below is the list of single mother scholarships which can be the best assistance for single mothers:
  • Women's Independence Scholarship Program (WISP)
  • Single Mothers Scholarship Fund
  • ROSE (Regaining One's Self-esteem) Fund
  • Doyen M. Green Scholarship
  • Jeanette Rankin Foundation Scholarship
  • National Society for Women Engineers Scholarship
  • Denny's Single Parent Student Scholarship
Obtaining financial aid for single mothers for college is possible by understanding the prerequisites and requirements, and submitting your documents such as age proof, income proof, employment details and number of dependents.

So, these were some single mother assistance programs which have really changed the lives of these mothers. Though these are not substitutes for hard work, for these women, things can get much easier if single mothers take advantage of these initiatives from the government. Good luck!

Tuesday, 5 June 2012

Government Programs That Donate Cars to Single Parents

Government Programs That Donate Cars to Single Parents
Many states and counties offer programs to help public assistance recipients, the majority of whom are single parents, purchase or lease automobiles. In some cases, states and counties work with organizations that accept donations of old cars for tax deductions. Studies show that these programs have the potential to help recipients move from welfare to the world of work.
Lack of reliable transportation is one of the biggest barriers that recipients of public assistance under the Temporary Aid to Needy Families (TANF) face in moving from welfare to work. In rural areas, where public transportation is almost nonexistent, the challenge is even greater.
The overwhelming majority of TANF recipients are single mothers. Some surveys of TANF recipients found that many of them had little or no access to a car. Cars are such an integral part of American culture that often they are the only viable means of transportation that enable people to commute to multiple jobs, thus moving from welfare to work.
State limits on the length of time a recipient may receive TANF benefits create an additional incentive for people to find work (limits vary by state), but the lack of transportation often creates a "Catch-22" for people trying to get off of public assistance: it's much more difficult to get to and from a job without a car, but it is impossible to afford a car without a job.
Since the early 1990s, donating cars to charity has become an increasingly popular way for many Americans to dispose of older cars. IRS rules that allow donors to claim a tax deduction fueled the popularity of car donations. Proceeds from donated cars sold at auction have benefited all types of charities and nonprofit organizations.
Beginning in the mid-1990s, several states implemented car donation programs as a means of improving TANF recipients' access to transportation. These programs match donated vehicles with welfare recipients. Some of the programs give the donated cars outright to eligible recipients, while others offer loans with little or no interest for a vehicle purchase. Still others operate leasing programs.
Although people in all 50 states can donate cars to charity for a tax deduction, not every state has programs that match donated cars with single parents receiving TANF. There is no federal program that matches welfare recipients with donated cars.
Car donation programs exist statewide or in certain counties in many states, including Alabama, Alaska, Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Kentucky, New York, North Carolina, Tennessee, Vermont and Virginia. The size of the programs, the eligibility standards and other rules vary across states. In general, TANF recipients can contact the agencies that administer the program to inquire about the availability of car donation programs. In general, eligibility for a donated car requires referral from a welfare caseworker.
Program Types
In DuPage County, Illinois, there is a car donation program in which residents donate vehicles that are then given to an eligible TANF recipient, who must be referred by a state welfare caseworker. Recipients must pay for the vehicle's registration and title. They also are responsible for taxes and insurance. A private foundation covers the cost of vehicle repairs. A Kansas program, operated by a community agency, uses TANF funds to buy cars for recipients.
Other states require recipients to make lease or loan payments. North Carolina's Wheels-to-Work program places donated cars with eligible recipients for two years. At the end of the two-year period, they own the cars outright. An Arizona program allows vehicle donations to a state contractor, which then leases the cars to eligible recipients. After completing a one-year lease, the recipient can keep the vehicle.
Colorado law allows each county in the state to decide on its own program. Some counties in Colorado use TANF funds to buy vehicles or pay for car repairs, while other counties provide money for TANF recipients to purchase donated vehicles. Many programs have waiting lists for cars, as the number of interested recipients outweighs the number of available vehicles.
Expert Insight
Little research exists on the efficacy of these programs, but past studies have demonstrated that welfare recipients who have access to cars are far more likely to find and hold jobs. The Center for Budget and Policy Priorities, a Washington, D.C.-based think tank, contended that car donation programs are a valuable way to move single parents and other TANF recipients from welfare to work in part because of what it termed a "spatial mismatch" between many low-income people and the location of jobs they work. Most entry-level jobs, the center reported, are not located in areas with high concentrations of low-income residents.

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