In the US, Government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers application forms. Single mothers have to manage their education (mostly), their kids schooling, medical housing grants and household expenses. This often compels them to take loans and borrow money. You may accept any for Apply grants or scholarships today!!

Grants Guide For Single Mothers:-

As we all know, single mothers handle multiple responsibilities, and have to work quite hard to run their homes efficiently. Most single mothers are in search of higher paying jobs for meeting their household expenses. In their fast paced life, single mothers may not get the time to fulfill their educational dreams. Buying a home, which is essential for a secured life, for mothers and their children, can be possible with the help of single mother grants for homes. So, go through the various single mother assistance programs mentioned below to understand things better.

Single Mother Assistance Programs for Housing

The cost of homes is increasing rapidly, and hence financial assistance for single mothers can prove beneficial. There are many housing assistance programs for single mothers floated by the federal government. Single mother grants are offered by Department of Housing and Urban Development (HUD). The grants offered by this department can be very useful for single mothers who wish to take up homes on rent. The Shelter Plus Care Program is also a good example of single mother assistance for housing. This program caters to the housing needs of women who have some kind of disabilities. Financial aid for single mothers for housing can be sought by those women who earn less than fifty percent of the median income of their locality.

Then, there are the state housing finance agencies which help single mothers, with low-income, find affordable housing. Nehemiah Foundation and Habitat for Humanity are some more renowned organizations for receiving housing grants. Applying for low-income housing in time, by submitting you duly filled application forms to the concerned government departments, is essential to get benefits of these schemes launched for public welfare. Helping hands, The Salvation Army, The American Red Cross and The United Way are some more non-profit organizations which work for improving the quality of life for single women. In the next paragraph, we shall see some single mother assistance programs for educational purposes.

Single Mother Assistance Programs for Education

Financial aid for single mothers returning to school can help single mothers in continuing education from some of the best institutes in their favorite subjects. The Federal Pell Grant can be extremely useful to finance study material cost and the tuition fees of university. At this point, we need to discuss the Obama college grants for moms which is also known as the 'Moms Return to School' which can provide educational grants up to $10,000. The Teach Grant can be a useful college grant for single moms who wish to become teachers after completing their education. Smart Grants aim at helping women in their third or fourth year of undergraduate studies financially. Academic Competitiveness Grant (ACG) is applicable for those single mothers who are studying in the first or second year in colleges. You can consult excess in the education sector to know about how to find grants for single mothers. A lot of information on single mother grants and single parenting is available on the Internet which you can refer.

Single mother assistance programs can also include single mother scholarships, which are awarded strictly on the basis of merit. Among the scholarships, Raise the Nation, and Project Working Mom are well-known scholarships for single mothers which take care of their university fees and study material expenses. Scholarships for single mothers are paid yearly at most places. Given below is the list of single mother scholarships which can be the best assistance for single mothers:
  • Women's Independence Scholarship Program (WISP)
  • Single Mothers Scholarship Fund
  • ROSE (Regaining One's Self-esteem) Fund
  • Doyen M. Green Scholarship
  • Jeanette Rankin Foundation Scholarship
  • National Society for Women Engineers Scholarship
  • Denny's Single Parent Student Scholarship
Obtaining financial aid for single mothers for college is possible by understanding the prerequisites and requirements, and submitting your documents such as age proof, income proof, employment details and number of dependents.

So, these were some single mother assistance programs which have really changed the lives of these mothers. Though these are not substitutes for hard work, for these women, things can get much easier if single mothers take advantage of these initiatives from the government. Good luck!

Friday, 25 May 2012

Small Business Grants For Single Mother-Single Moms Business Grants

Small Business Grants For Single Mother-Single Moms Business Grants
Single mothers are definitely under pressure to multitask, from raising children to keeping a house to earning an income to sustain a comfortable lifestyle. If a single mom has a business idea, a good way to start the small business is to research and apply for financial grants that can help get the business started. Grants are not loans but are financial support and come from different types of organizations, from corporations to private foundations to the federal government. While grants are considered "free money" to some, there are guidelines with each type of grant that need to be followed once the grant has been provided. These include providing annual reports and financial statements once the business is off the ground. Many organizations, including the government, fund grants for single mothers. Here are steps on how to search for the grant that is best related to your business plan and goals.

Federal Government Grants

Go to Grants.gov and begin your search. There are many ways to search for the grant you are looking for. This website lists Grant Opportunities where you can search by category (from Arts to Transportation), or by agency (from the Department of Agriculture to Small Business Administration), or you can do an advanced search where you can search how far out the agencies give their grants, what type of funding you are requesting, and more. If you have found a grant that you qualify for, the next step is to apply for the grant in just a few easy steps.
Corporation Grants
Many large corporations have departments that give grants to people for many different reasons. The Levi Strauss company, for example, gives grants to low-income working people so they can build assets and possibly finance education to enhance and stabilize their future. Both Home Depot and the Bank of America corporations give grants to local communities. Bank of America says, "Our local market presidents and their teams develop relationships with other community leaders to determine the best use of philanthropic dollars in each community." The best site for searching for corporate grantors is The Non-Profit Times, a searchable database of thousands of corporations.
Private Foundation Grants
Private foundations are set up to provide funding for people who are looking for financial assistance to set up a business. They also provide grants for many other individuals or groups for numerous reasons. The Foundation Center is a subscription-based search engine and a "national nonprofit service organization recognized as the nation's leading authority on organized philanthropy, connecting nonprofits and the grantmakers supporting them to tools they can use and information they can trust." While The Foundation Center isn't free, it provides the best information for private foundation grants available, and there are levels of subscription that should help you, depending on your financial situation.
Before You Begin
Before you begin looking for your single mother business grant, be prepared to answer some questions the grantor will ask. For instance, how far will your business reach (local or national), how much money will you need to launch your business, how many employees would you need, will you have a board of directors to assist with decision making, and finally, do you have short- and long-term goals for growth?
Tips
According to Grants.biz, there are over 1,500 domestic government grant programs available to the American public for 2009 alone, with over 1,000 federal Government grant programs, 24,000 state programs, 30,000 private foundations and 20,000 scholarship programs available as well as nearly 840,000 nonprofit organizations. Current funding for government grants is at 1.5 trillion dollars for 2009, so don't be discouraged if you get a rejection. The key to this task is try and try again.
Your local library may be a great reference for searching for grants, as many libraries carry the Grantmakers Reference Books, which provide listings of foundations indexed by what types of businesses and organizations or programs they give to. If you start with a letter of inquiry versus a full-length proposal, write a short, one-page query, but always follow the guidelines of the specific grantor. If you do not receive a response to your letter of inquiry, you can follow up with your full-length proposal. Be persistent and optimistic--if your idea is a good one, there are many resources that can help you along the way.







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