In the US, Government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers application forms. Single mothers have to manage their education (mostly), their kids schooling, medical housing grants and household expenses. This often compels them to take loans and borrow money. You may accept any for Apply grants or scholarships today!!

Grants Guide For Single Mothers:-

As we all know, single mothers handle multiple responsibilities, and have to work quite hard to run their homes efficiently. Most single mothers are in search of higher paying jobs for meeting their household expenses. In their fast paced life, single mothers may not get the time to fulfill their educational dreams. Buying a home, which is essential for a secured life, for mothers and their children, can be possible with the help of single mother grants for homes. So, go through the various single mother assistance programs mentioned below to understand things better.

Single Mother Assistance Programs for Housing

The cost of homes is increasing rapidly, and hence financial assistance for single mothers can prove beneficial. There are many housing assistance programs for single mothers floated by the federal government. Single mother grants are offered by Department of Housing and Urban Development (HUD). The grants offered by this department can be very useful for single mothers who wish to take up homes on rent. The Shelter Plus Care Program is also a good example of single mother assistance for housing. This program caters to the housing needs of women who have some kind of disabilities. Financial aid for single mothers for housing can be sought by those women who earn less than fifty percent of the median income of their locality.

Then, there are the state housing finance agencies which help single mothers, with low-income, find affordable housing. Nehemiah Foundation and Habitat for Humanity are some more renowned organizations for receiving housing grants. Applying for low-income housing in time, by submitting you duly filled application forms to the concerned government departments, is essential to get benefits of these schemes launched for public welfare. Helping hands, The Salvation Army, The American Red Cross and The United Way are some more non-profit organizations which work for improving the quality of life for single women. In the next paragraph, we shall see some single mother assistance programs for educational purposes.

Single Mother Assistance Programs for Education

Financial aid for single mothers returning to school can help single mothers in continuing education from some of the best institutes in their favorite subjects. The Federal Pell Grant can be extremely useful to finance study material cost and the tuition fees of university. At this point, we need to discuss the Obama college grants for moms which is also known as the 'Moms Return to School' which can provide educational grants up to $10,000. The Teach Grant can be a useful college grant for single moms who wish to become teachers after completing their education. Smart Grants aim at helping women in their third or fourth year of undergraduate studies financially. Academic Competitiveness Grant (ACG) is applicable for those single mothers who are studying in the first or second year in colleges. You can consult excess in the education sector to know about how to find grants for single mothers. A lot of information on single mother grants and single parenting is available on the Internet which you can refer.

Single mother assistance programs can also include single mother scholarships, which are awarded strictly on the basis of merit. Among the scholarships, Raise the Nation, and Project Working Mom are well-known scholarships for single mothers which take care of their university fees and study material expenses. Scholarships for single mothers are paid yearly at most places. Given below is the list of single mother scholarships which can be the best assistance for single mothers:
  • Women's Independence Scholarship Program (WISP)
  • Single Mothers Scholarship Fund
  • ROSE (Regaining One's Self-esteem) Fund
  • Doyen M. Green Scholarship
  • Jeanette Rankin Foundation Scholarship
  • National Society for Women Engineers Scholarship
  • Denny's Single Parent Student Scholarship
Obtaining financial aid for single mothers for college is possible by understanding the prerequisites and requirements, and submitting your documents such as age proof, income proof, employment details and number of dependents.

So, these were some single mother assistance programs which have really changed the lives of these mothers. Though these are not substitutes for hard work, for these women, things can get much easier if single mothers take advantage of these initiatives from the government. Good luck!

Monday, 21 May 2012

Grants For Single Mothers to Pay Off Debt-Grants To Repay Loans

Grants For Single Mothers to Pay Off Debt-Grants To Repay Loans
A grants is better than a loan because you do not have to repay the money you get under a grant. For single mothers it can get difficult to strike a balance between meeting the financial commitments and taking care of the family. Many a time, it so happens that they get over burdened with responsibility, and aren't able to provide for their family. Single mothers unable to cope with such situations, find themselves in a debt trap with nowhere to turn for help. Taking a loan to pay off the debt or to do something meaningful with their lives is just not an option, in such cases, grants are the only help available. Grants for single mothers are offered by the government and nonprofit organizations, to help them support their families.
There are government grants that allow single mothers to start a business and this way they could pay off their personal debt. Not for profit organizations grants and government grants are also given to single mothers to complete their education. Let us take a look at some of these grants.
College Grants
The US government has several programs that offer college grants for single moms. The federal Pell grant program offers grant money ranging from USD 400 to USD 5,000 and has a turn around time of 2 to 4 weeks. To apply for this grant you will need to fill out the 'Free Application for Federal Student Aid' (FAFSA). You will also need documents like social security number, driving license and income proof to apply for this grant. The college financial aid office will be able to provide you detailed information about these grants.
The Teach Grant is also a great initiative of the government grants for single mothers that allows them to study and acquire higher education. Grants are for a specific purpose and the Teach Grant stipulates that you are required to teach for at least a year in schools that cater to students from families with low income. It offers up to USD 4,000 in grant money.
Not for profit organizations like Jeannette Rankin Foundation provide college grants for women over the age of 30. A woman getting a scholarship is able to pursue higher education and get gainful employment, such grants can be termed as financial aid for single mothers to pay off debt. Other organizations like Raise the Nation and the Women's Independence Scholarship program also offer financial assistance to single mothers.
Some organizations offer to pay of your education debts if you are pursuing education that will be helpful to society for example if you're studying to be a teacher or if you are studying medicine.
Another resource to check for grants that will eventually help you pay off your debts is the Office of Departmental Grants Management and Oversight (ODGMO). The government has allocated millions of dollars in grant money, which enables single mothers to pursue business opportunities. Although the government does not advertise these grants, taking advantage of this some organizations offer these same grants.

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