In the US, Government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers application forms. Single mothers have to manage their education (mostly), their kids schooling, medical housing grants and household expenses. This often compels them to take loans and borrow money. You may accept any for Apply grants or scholarships today!!

Grants Guide For Single Mothers:-

As we all know, single mothers handle multiple responsibilities, and have to work quite hard to run their homes efficiently. Most single mothers are in search of higher paying jobs for meeting their household expenses. In their fast paced life, single mothers may not get the time to fulfill their educational dreams. Buying a home, which is essential for a secured life, for mothers and their children, can be possible with the help of single mother grants for homes. So, go through the various single mother assistance programs mentioned below to understand things better.

Single Mother Assistance Programs for Housing

The cost of homes is increasing rapidly, and hence financial assistance for single mothers can prove beneficial. There are many housing assistance programs for single mothers floated by the federal government. Single mother grants are offered by Department of Housing and Urban Development (HUD). The grants offered by this department can be very useful for single mothers who wish to take up homes on rent. The Shelter Plus Care Program is also a good example of single mother assistance for housing. This program caters to the housing needs of women who have some kind of disabilities. Financial aid for single mothers for housing can be sought by those women who earn less than fifty percent of the median income of their locality.

Then, there are the state housing finance agencies which help single mothers, with low-income, find affordable housing. Nehemiah Foundation and Habitat for Humanity are some more renowned organizations for receiving housing grants. Applying for low-income housing in time, by submitting you duly filled application forms to the concerned government departments, is essential to get benefits of these schemes launched for public welfare. Helping hands, The Salvation Army, The American Red Cross and The United Way are some more non-profit organizations which work for improving the quality of life for single women. In the next paragraph, we shall see some single mother assistance programs for educational purposes.

Single Mother Assistance Programs for Education

Financial aid for single mothers returning to school can help single mothers in continuing education from some of the best institutes in their favorite subjects. The Federal Pell Grant can be extremely useful to finance study material cost and the tuition fees of university. At this point, we need to discuss the Obama college grants for moms which is also known as the 'Moms Return to School' which can provide educational grants up to $10,000. The Teach Grant can be a useful college grant for single moms who wish to become teachers after completing their education. Smart Grants aim at helping women in their third or fourth year of undergraduate studies financially. Academic Competitiveness Grant (ACG) is applicable for those single mothers who are studying in the first or second year in colleges. You can consult excess in the education sector to know about how to find grants for single mothers. A lot of information on single mother grants and single parenting is available on the Internet which you can refer.

Single mother assistance programs can also include single mother scholarships, which are awarded strictly on the basis of merit. Among the scholarships, Raise the Nation, and Project Working Mom are well-known scholarships for single mothers which take care of their university fees and study material expenses. Scholarships for single mothers are paid yearly at most places. Given below is the list of single mother scholarships which can be the best assistance for single mothers:
  • Women's Independence Scholarship Program (WISP)
  • Single Mothers Scholarship Fund
  • ROSE (Regaining One's Self-esteem) Fund
  • Doyen M. Green Scholarship
  • Jeanette Rankin Foundation Scholarship
  • National Society for Women Engineers Scholarship
  • Denny's Single Parent Student Scholarship
Obtaining financial aid for single mothers for college is possible by understanding the prerequisites and requirements, and submitting your documents such as age proof, income proof, employment details and number of dependents.

So, these were some single mother assistance programs which have really changed the lives of these mothers. Though these are not substitutes for hard work, for these women, things can get much easier if single mothers take advantage of these initiatives from the government. Good luck!

Thursday, 19 April 2012

Free Baby Stuff For Single Moms-Guide For Single Moms

Free Baby Stuff For Single Moms-Guide For Single Moms
In order to survive as a single mother, one has to start building a network of support systems that cover housing, childcare, food, finances, education and more. The list of needs that a single parent has and her ability to pinpoint resources for her needs may mean the difference between stability and poverty. This article addresses the three basics of survival: housing, childcare, and food.

The U.S. Department of Housing and Urban Development has great information on their website on where to find assistance for single moms for locating housing assistance. It can range from vouchers, to first-time homebuyers programs, and Section 8's.

Other possibilities to help defray housing costs are organizations that pair up single mothers to co-house, or getting fuel or heating assistance from the local utility companies.

Child Care
By far, next to housing, childcare is the single biggest expenditure in a single mother's budget. Many single mothers rely on relatives to help with the childcare. The Department of Social Services has information on child care subsidies and child support enforcement.

For children in elementary schools, the school system sometimes offers after school programs. The YMCA also offers after school programs. If you work at a university and your child is older, they might qualify for a subsidized summer program being held there. There are a number of government and local programs to help provide assistance for single moms needing day care.

If you are working full-time at a company that has a dependent care flexible spending account, sign up. Allocate only the money that you know you will need for childcare expenses and no more. Any unclaimed money at the end of the year is lost. However, with careful management, one can save the same percentage on childcare as your tax rate allows. This can range from 10 to 28% of childcare costs and is a hefty benefit.

Food Programs
A single mother who is pregnant or with children under five may qualify for WIC (Women, Infant, Children), which is a program to give help in providing nutrition. There are income guidelines and the Department of Social Services may need to assess your nutritional risk to determine if you qualify for assistance for single moms.

Registering with the Department of Social Services would help one to also possibly obtain food stamps, which now come in the form of an Electronic Benefits Transfer card, similar to a debit card. This type of assistance for single moms can be invaluable in bridging the gap between making it or not.

Public schools all have meal programs that are need based. There is a national school lunch, breakfast, and special milk program. Schools will typically include guidelines and an application form when you are enrolling the child in school.

Food co-operatives will often let you buy food at a discounted price if you donate time with them. Another possibility is local food pantries and church initiatives.

Typically, the bulk of assistance for single moms falls into providing this daily necessity of food, shelter, and childcare. There are many options available, but it takes time and persistence to apply and obtain benefits.

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