Single Mom-The Advantages of School Grants for Single Mothers

Single Mom-The Advantages of School Grants for Single Mothers

School grants are the best way to be in school even if you are financially incapable of doing so. The government, organizations and private companies do offer this for people who have the genuine intention of learning and studying. In principle, everyone can apply for college grants. You just need to submit any requirements asked for by the organization that will grant you the money to stay in school. An application form should be truthfully filled out and submitted accordingly. You also need to show proof that you lack money to fund your schooling.

Are there available school grants for single mothers?

There are certain organizations that do offer school grants for single mothers. These are available for moms who want to be in school but don't have the financial support or the job to send them to college. There are government and private grants that also offer child ward for single mothers while they are in school.

There are many single moms who decide that they want to finish college once they get separated or get divorced. They would enroll and go to school but will drop out in the middle of the year because of the lack of money to sustain their education. There are lots of things that a single mom thinks about and pays for. These include food, clothing, shelter, medicine, transportation and of course, child care. With all these expenses in mind, her education can be put on the sideline.

You can find school grants for single mothers than can help you complete your chosen field of study and eventually begin your career. Grants are very different from college loans. You do not have to pay off this grant while a loan requires you to pay off the money you used for schooling depending on the agreement you signed on.

If you have a genuine passion to go and stay in school, school grants for single mothers are a good way for you to complete college. It will help you get the financial support that you need so you will not have to think about school money and just focus on studying and finishing college.

A quick way for you to find a grant is to do your search online. You can find a number of organizations and private companies that offers school grants. The application process is also made fast and easy with online application.

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Single Mothers-Pell Grants for Students

Single Mothers-Pell Grants for Students

Completing education has become an expensive affair especially for students from low-income families, and most of them can't continue their education without financial assistance. Realizing this need the US federal government grants has made billions of dollars available in the form of Pell grants. Thousands of students from the economically marginalized group benefit from the Pell grants program. A grant is different from a loan because you need not repay the financial aid that you get through a grant. All federal grants are for a specific purpose and have a stringent adherence policy. The details about federal Pell grants qualifications are available on the Catalog of Federal Domestic Assistance (CFDA) website.

Many people think that applying for a grant is a complicated process and that they will not get it because there are many applicants. This is not advisable, students should apply for continuing education grants because the financial reward is well worth the effort. Some colleges even have counselors attached to their financial aid office who can educate the students about the Pell grant eligibility criteria. Information about Pell grants can also be obtained from the government grants website.

Eligibility

There is a percentage of the student population for whom it's even unthinkable to apply for a student loan and these marginalized students have no option other than applying for government grants. College Pell grants are need based. They are reserved for students from low-income families. Pell grants are awarded to students after reviewing their financial situation and if they are dependent their families financial background will be taken into consideration. You can apply for Pell grants by filling a Free Application for Federal Student Aid (FAFSA) form. Here is a list of some of the other federal Pell grant requirements and eligibility criteria :

These grants are only for students who wish to apply for an undergraduate study program. These grants also given to students who wish to pursue baccalaureate programs in teaching certification.

Pell grants can only be used in the participating institutes which are around 5,400.

You need to fill the Free Application for Federal Student Aid (FAFSA) form to be eligible for the Pell Grants.

You are required to be enrolled in a full-time course or at least a part-time course to be eligible for these grants.

You cannot apply for Pell grants if you are taking online courses or are planning to take a distance education degree.

Once you apply for these grants you will be notified about the grant amount you have received or the failure to do so via the Student Aid Report (SAR). The institute you have applied for can also appraise you about the status of your application as they get an Institutional Student Information Record (ISIR) about the details of grant applications.

In the year 2010-2011 the maximum Pell grant awarded to a student was USD 5,500. The award amount is established on a calculation formula approved by the US congress based on the information given by the student in the FAFSA application.

The Pell grant amount also depends on the duration of the course the student has enrolled for, whether it is a part-time or full-time course. The expected family contribution also plays an integral role in deciding the grant amount. Cost of attendance decided by the institute will be another contributing factor to the Pell grant amount awarded to the applicant.

Pell grants are part of the government initiative to fund deserving students and help them with their educational needs. The financial aid office of the college will have guidance counselors who will be able to educate you about the application process and dead lines.

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College Study Grants For Low Income Single Mothers-Free Grant Money

College Study Grants For Low Income Single Mothers-Free Grant Money

Despite great strides in the standard of living, too many single mother households still remain below the poverty line. One major reason is that many of these single moms are very poorly educated. 

Regardless of skin color and religion, the modern economy is very knowledge-intensive and those with low levels of education will definitely lose out. Fortunately, there are grants for low income single mothers to go to college.

In these modern times, many people take a college education for granted. Unfortunately, many immigrant families still follow traditions where the woman is expected to stay home and bear children. This is not an unreasonable idea... but only when there are strong community ties to fall back on when the man of the house is not available or not able to perform his duties. 

But the modern American society does not work this way. Every family is expected to provide for itself, with only the most minimal social safety net to help a family get back on its feet.

That means when or if something happens to the main breadwinner, the bereaved family quickly finds itself in a deep hole. The now single mother finds herself unable to get any decent jobs, forced to work minimum wage jobs to keep her children fed. 

If she wants to keep her family intact, she will need to get herself a college degree. If she did not graduate high school, she will need to take night classes until she has enough credits to get her diploma.

While high school is still reasonably affordable, college is a different matter entirely. College tuition fees have increased at three times the rate of inflation, and cost at least $9000 a year (based on 2009 data). Fortunately, there are education grants for low income single mothers available.

From the federal government, there are the Pell and FSEOG grants. These are actually open to any US citizen, which means that our unfortunate single mother is also eligible to apply for it. Given her difficult finances, she is likely to receive close to the full amount - $5500 for the Pell grant and $4000 for the FSEOG grant - if she studies full time. 

That means she can easily pay for her college tuition almost completely through these two grants, with the remainder as a government-subsidized Stafford or Perkins tuition loan. Of course, if she studies part-time, her college tuition fees will cost less and she will receive correspondingly less government aid.

Her starting point is the government-operated Free Application For Federal Student Aid website. Upon successful processing and approval of her application, she will need to take her results to her college financial aid office.

Her college will handle the actual liaison with the bureaucrats administering the individual scholarship and grant programs. This is the same regardless of whether it is the Pell, FSEOG, Perkins or Stafford programs.

Our modern economy is very knowledge-intensive. Those without at least a Bachelors degree will have great difficulty getting decent jobs that pay more than a minimum wage. Unfortunately, many single mothers, especially those from ethnic minorities, did not go to college. 

Whether their husbands died or abandoned them, these families end up in poverty. These women do not have money to get their higher education, but without a Bachelors degree cannot get a better job. Fortunately, there are grants for low income single mothers to short-circuit this downward spiral of poverty.

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Different Types Of Grants For Single Moms-Free Grant Money For Moms

Different Types Of Grants For Single Moms-Free Grant Money For Moms

Being a single mother is a challenging responsibility. Most single mothers face all the burdens of financially supporting their children. Fortunately, the US government and different institutions allocate a huge chunk of budget or grants for single moms. 

These funds come from foundations, public and private corporations, the federal and state governments, and individuals. The good thing about these grants is that anyone who qualified and availed this aid is not expected to pay it back.

These grants come in different types, depending on the single mom's needs. Those who opt to establish a business may avail various programs offered by public and private organizations.

Educational grants are one of the most highly-funded grants. These scholarship grants provide financial assistance for those who want to continue their schooling and still be able to take care of their children. You may need to fill out the Free Application for Federal Student Aid or FAFSA form to avail of these grants. It will only take one week to process the application. However, once the requirements are complete, the grantee may start school right away.

There are also housing grants for single moms. However, only those who can qualify for these housing programs are those who do not own a house.

The government also offers employment assistance. Whether employed or unemployed, single grants assists in upgrading or jump starting single mothers' career by providing employment trainings. This aims to improve economic situation of single mothers by creating opportunities that will provide a good income for the single mothers.

If you are in need of medical assistance, single moms may apply for the Medicaid program. This ensures health care for the children especially during sickness. Mothers who are working may still avail of this grant, although that it will only be deductible to your whole hospital expense.

Aside from this number of grants, single moms may also avail of a discount card to purchase food. This is the modern version of the food stamp. The benefits of this program may extend to their child's school lunch either for free or at a discounted price.

There are different requirements to avail these grants for single moms. It is important to consider that the eligibility for these financial aids depend on your income tax or dependents. Single mothers with high income tax may receive lower amount of monetary support than those while those who are in the low-income bracket.

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